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Privacy Policy

Introduction
St. Joseph's Degree College, Kurnool, is committed to protecting the privacy and security of your personal information. This policy outlines our practices regarding the collection, use, and disclosure of information when you make online payments for college-related fees.

Information Collection
When you make an online payment, we may collect the following information:

  1. Personal Information: Name, address, contact details, and email address.
  2. Financial Information: Credit/debit card details, bank account information, and payment history

Information Use
We collect and use your information for the following purposes:

  1.  To process and complete your online payment transactions.
  2. To provide you with updates and notifications related to your payments.
  3. To maintain accurate records for financial and administrative purposes.
  4. To comply with legal and regulatory requirements.

Information Security
We implement robust security measures to protect your personal and financial information from unauthorized access, disclosure, alteration, or destruction.

These measures include:

  1.  Encryption: We use secure encryption protocols to protect your data during transmission.
  2.  Secure Sockets Layer (SSL): We use SSL certificates to ensure a secure connection between your device and our website.
  3.  Regular Security Audits: We conduct regular security audits to identify and address potential vulnerabilities.
  4.  Access Controls: We restrict access to your personal information to authorized personnel only.

Information Sharing
We may share your information with third-party service providers who assist us in processing payments and providing other services. These third-party providers are required to maintain the confidentiality of your information and are prohibited from using it for any purpose other than those specified by us.

Your Rights
You have the right to:

  1. Access and correct your personal information.
  2.  Object to the processing of your personal information.
  3. Request the erasure of your personal information.
  4.  Restrict the processing of your personal information.
  5.  Data portability.

Cookies
We may use cookies to collect information about your interactions with our website. This information is used to improve your user experience and tailor our services to your preferences. You can manage your cookie preferences through your browser settings.

Changes to This Policy
We may update this Privacy and Security Policy from time to time. Any changes will be posted on our website.
 

Contact Us
If you have any questions or concerns about this Privacy and Security Policy,

please contact us at: info@sjcknl.edu.in
By using our online payment services, you consent to the collection, use, and disclosure of your information as described in this policy.

Terms and Conditions

Introduction

St. Joseph's Degree College, Kurnool, offers a secure online payment system powered by RAZORPAY® Payment Gateway. This policy outlines the terms and conditions governing your use of this system.

General Terms

  • Fee Payment: All fees are payable in advance in Indian Rupees. The specific fees will be displayed when you log in with your unique identification.
  • Fee Changes: The college reserves the right to modify fees at any time.
  • Incorrect Information: The college is not liable for incorrect payments resulting from inaccurate student details provided by you.
  • Payment Declines: If your bank declines a payment, the college is not obligated to notify you. Please verify the status of your payment with your bank.
  • No Liability: The college shall not be liable for any damages arising from the use or inability to use the online payment system.

Refunds

  • Refunds, if applicable, will be made solely to the bank account used for the original transaction.
  • Refunds are subject to the college's discretion and may be subject to certain conditions.
  • No refunds will be issued for fees that have already been paid.

Dispute Resolution

  • In case of any disputes related to online payments, please contact the college directly.
  • The college will investigate the matter and resolve the dispute in a fair and timely manner.

Security

  • The college uses a secure payment gateway provided by RAZORPAY® to protect your personal and financial information.
  • Please ensure you follow best practices for online security, such as using strong passwords and avoiding sharing your payment details with unauthorized parties.

By using our online payment system, you agree to these terms and conditions.

For any further inquiries, please contact:

Office,
St Joseph’s Degree College,
Sunkesula Road,
Kurnool.
AndhraPradesh,
Contact No. 08518-226268

Refund Policy

Refund Policy

Refunds, if applicable, at the discretion of St. Joseph's Degree College, Kurnool's Management, will only be made to the Bank (Credit Card, Debit Card, Net Banking, UPI) account used for the original transaction through which the Fee was paid.

For the avoidance of doubt, nothing in this Policy shall require St. Joseph's Degree College to refund the Fees (or part thereof) unless such Fees (or part thereof) have previously been paid.

In the event there is any claim for/of chargeback by the User for any reason whatsoever, such User shall immediately approach St. Joseph's Degree College with his/her claim details and claim a refund from the college alone.

Such refund (if any) shall be effected only by St. Joseph's Degree College by means as it deems appropriate. No claims for refund/chargeback shall be made by any User to Razorpay, and in the event such a claim is made, it shall not be entertained.